Misrepresentations of Loan Interest Rates and Terms

Companies Hid Loan Interest Rates and Fees and Deceived Consumers About Other Terms of the Deal The Consumer Financial Protection Bureau (CFPB) filed a lawsuit charging companies with deceiving consumers about the costs and risks of their pension advance loans. The CFPB allege that the companies duped consumers into borrowing against their pensions by deceptively marketing the product [...]

Online Marketing Schemes and Fraud

The Federal Trade Commission has charged an online marketing operation with deceptively luring people into an expensive negative option scam using an initial low-cost ($1.03, plus shipping and handling) “trial” offer for tooth whiteners and other products. A federal court temporarily halted the operation and froze its assets at the request of the FTC, which [...]

Claims for Sale of Recalled Products

  Home Depot is paying a $5.7 million in penalties to settle charges stemming from allegations that it sold consumer products that had been recalled.  According to a Law360 news report, the settlement resolves charges that Home Depot sold nearly 3,000 units of recalled consumer products including light fixtures, smoke alarms and other items. According to the  [...]

NEW YORK FILES CLAIMS AGAINST MAJOR WORLD

A Channel 4 I-Team report states,  New York City Sues Car Dealer After Accusations of Loan Fraud.  http://www.nbcnewyork.com/news/local/Auto-Loan-Fraud-Subprime-Lawsuit-Major-World-Car-Dealer-New-York-City-Consumer-Affairs-Sue-421622913.html The story relates claim of deception in Major World sales and financing.  Consumers who have been victims of deception may have legal claims.  Call (973) 598-1980 for a free consultation on your Major World consumer fraud claim   [...]

Medical Billing Fraud

Medical bill fraud has victims and can occur in a variety of ways. 1. Code Misrepresentation The physician performs service A, but submits a bill for more expensive procedure B, or A and B. 2. Fraudulent Observation or Cloning More elaborately, a false set of observations or other materials is provided, sometimes from another patient.  [...]

Cash for Gold Fraud

The Division of Consumer Affairs found extensive fraud in the cash for gold business. the urban crackdown resulted in nearly 10,000 citations for alleged, civil violations of State consumer protection laws at 71 jewelry stores, pawn shops, and other locations.  In addition, officers confiscated 35 scales that were of types not approved for cash-for-gold transactions, [...]

Overcharging and Deception at Auto Parts Store

A New Jersey investigation found overcharging and misleading advertising at auto parts stores. The State said,  "The investigation, undertaken early last year, found that seven AutoZone stores in Newark, Carteret, Elizabeth, Linden, Flemington, and Plainfield, failed to plainly mark the total selling price on some merchandise." http://www.njconsumeraffairs.gov/News/Pages/03292016.aspx.  A consent order was later executed.  http://www.njconsumeraffairs.gov/News/PressAttachments/03292016_AutoZone_att.pdf The Division [...]

Defective Artificial Turf Claims

  A class action alleges defects in artificial turf athletic fields including premature deterioration. Towns and stadiums may be entitled to compensation or reimbursement.  .The class action suit follows a series of articles in early December by NJ Advance Media, which accuses FieldTurf of covering up defects with its artificial turf products while selling nearly 1,500 fields [...]

Debt Collection Violations

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person. (2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. (3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 1681a(f) or 1681b(3)1 of this title. (4) The advertisement for sale of any debt to coerce payment of the debt. (5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.