Not all towing is legal - even if you are unlawfully parked. The New Jersey Division of Consumer Affairs helps you understand the Predatory Towing Prevention Act - what towing companies are and aren't allowed to do. Has your car been unlawfully towed? You may have options. Call us at the Law Office of Howard... Continue Reading →
State Filed Claims Against New Jersey Used Car Dealership
Attorney General Christopher Porrino and the New Jersey Division of Consumer Affairs announced that the state is seeking restitution and civil penalties from a Newark used car dealer alleged to have violated the state Consumer Fraud Act and a number of state regulations concerning the sale of motor vehicles. According to a Complaint filed in... Continue Reading →
Suing for Towing Abuses
Yes, you may have remedies when you have been unlawfully towed. Here are just a couple unlawful practices outlined in the New Jersey Predatory Towing Act. 1. Trolling by Dishonest Towing Company A towing company sees a car illegally parked and tows it. That is unlawful unless the towing company has a contract with the... Continue Reading →
NORWEGIAN CRUISE AND STORM
Passengers on the recent Norwegian Cruise which traversed a storm suffered a scary experience. Our office is investigating claims and a class action. Call (973) 598-1980 for a Free Consultation
CABLE DECEPTIVE ADVERTISING AND SERVICE
"Slamming and cramming" - "Slamming" happens when a phone company illegally switches your phone service without your permission. "Cramming" occurs when companies add charges to your phone bill without your permission. "Bill shock" - A sudden and unexpected increase in monthly wireless bills that is not caused by a change in service plans. False or misleading advertisements - You may have purchased an "unlimited" mobile plan from your phone company, but didn't get what you paid for. http://www.usa.gov/phone-tv-complaints.
Fraud Claims against Automobile Dealers
Several types of claims may be filed against automobile dealers in New Jersey. 1. New Jersey Consumer Fraud Act The law prohibits any unconscionable commercial practice, deception, fraud, false pretense, false promise, misrepresentation. N.J.S.A. 56:8-2. Typical examples are, false advertising, bait and switch failure to provide deal paperwork 2. Breach of warranty and lemon... Continue Reading →
Failure to Disclose Prior Lemon
What happens if a car is declared a lemon. Many consumers do not realize the vehicle can be resold. Claims may be fraud Failure to comply with the Disclosure Statute 417-a. Mandatory disclosures by sellers prior to resale. (New York State Consolidated Laws : Vehicle & Traffic) Some dealers violate the disclosure law which says... Continue Reading →
NEW JERSEY USED CAR FRAUD CLAIMS
Used car purchasers can be defrauded in many ways. There are several types of claims to understand. 1. Auto Fraud The New Jersey Consumer Fraud Act prohibits deception, fraud, and false statements. Documentation is helpful for dealers readily deny misrepresentation. 2. Breach of Warranty Express warranties are based on the failure to repair the... Continue Reading →
NEW YORK DECEPTIVE PRACTICE CLAIMS
The New York States Deceptive Practices Statute says, Deceptive acts and practices unlawful. (a) Deceptive acts or practices in the conduct of any business, trade or commerce or in the furnishing of any service in this state are hereby declared unlawful. A variety of practices can be punished including false advertising, bait... Continue Reading →
DEBT COLLECTION VIOLATIONS
This action is part of the Bureau’s work to address illegal debt collection practices across the consumer financial marketplace, including companies who sell, buy, and collect debt. For instance, in separate enforcement actions, the CFPB has ordered three of the law firm’s clients, JPMorgan Chase, Portfolio Recovery Associates, and Encore Capital Group, to overhaul their debt collection practices and to refund millions to harmed consumers. The Bureau will continue working to ensure all players in the collections market treat consumers fairly. The final consent order can be found at: http://files.consumerfinance.gov/f/201601_cfpb_stipulated-final-judgment-and-order-frederick-j-hanna.pdf The CFPB’s complaint in the lawsuit can be found at: http://files.consumerfinance.gov/f/201407_cfpb_complaint_hanna.pdf The proposed consent order filed today follows an earlier court order issued in July 2015 that rejected the defendants’ motion to dismiss the case. Among other things, that court ruling held that attorneys have an obligation to meaningfully review the facts of a lawsuit before filing it and that the CFPB has the authority to take action against attorneys engaged in illegal consumer debt-collection practices.